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Rates & Fees

services are always free. Rates and fees applying to your loan are fixed by your lender. is not itself a lender, meaning it does not provide loan services directly to consumers. uses the information submitted by you in order to connect you with a lender quickly and conveniently.

Full Disclosure of Terms

A legal requirement of the Truth in Lending Act is full disclosure to you of all fees and interest rates applicable to a loan. Your lender is required to disclose to you all fees and rates before you accept your loan. If you choose to accept the loan terms, most lenders will redirect you to an e-signature page on their website for completion of the loan application process. It is in your best interest to take the time to read and fully-understand your loan agreement before you accept and sign it.

Late Payment Policy

Different lenders may have different policies concerning late payments. Spend some time reviewing the late payment policy as set out in your loan agreement before you sign. All lenders are obligated to abide by all applicable laws, rules, and regulations regarding fees for late payment.

Non-payment Policy

Additional charges or fees may apply if you find you are unable to repay your loan. strives to work only with reputable lenders that use lawful, fair and reasonable means to pursue collection of overdue repayment.

Loan Renewal Policy

Policies pertaining to loan renewal are predominantly governed by state law. In those states where loan renewals are permitted, additional interest and late fees can add substantially to your final loan amount and these should be avoided whenever possible. Read the lender’s terms pertaining to renewal options carefully before you sign the loan agreement.

* Please note, these points are for informational purposes only and are not intended to be legal advice, and may not be accurate or up-to-date at all times. If you have a questions about the laws or regulations that apply to you, please direct your questions to your lender directly or seek legal advice. Some states do not have lending statutory provisions that pertain to personal loans.